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Grinding the numbersCompounding your returnsBrewing your plan
Our story
Brewing better money decisions, one calculator at a time.
SIPCafe is a free, all-in-one financial planning toolkit built for everyday investors. Our goal is to make investment, retirement, and loan math transparent and easy to explore, with clear visuals instead of confusing spreadsheets.
The menu
From SIP and lumpsum projections to retirement withdrawal strategies and home loan prepayment planning, SIPCafe brings the calculators you'd otherwise find scattered across many sites into a single, fast, and good-looking dashboard.
What we stand for
Every calculator is free to use, as often as you like. No paywalls, no premium tier, no trial that runs out.
SIPCafe is free to use, with no sign-up and no account needed. We never sell your data — in fact, none of the numbers you enter ever leave your browser.
Each calculator explains its formulas and assumptions, so you can see exactly how every number is worked out.
Use SIPCafe in your own language and currency, on any device, in the theme that suits you.
How it works
Choose from investing, retirement, loan and everyday money tools.
Adjust amounts, rates and years with sliders; results update instantly.
See your plan unfold with charts, yearly tables and the animated Time Machine.
Have a question, found a bug, or want to suggest a calculator? Get in touch, we would love to hear from you.