Goal Calculator
Work out how much you need to invest — monthly, yearly or weekly — to reach a target amount by a future date.
To reach your goal in 10 years
$1,790,848
Inflation-adjusted from today's $1,000,000
Per Month
$7,708
Per Annum
$92,495
Per Week
$1,779
Total Investment
$924,949
Wealth Gained
$865,899
Growth Over Time
Yearly Breakdown
| Year | Invested | Est. Returns | Total Value |
|---|---|---|---|
| 1 | $92,495 | $6,238 | $98,733 |
| 2 | $184,990 | $24,998 | $209,988 |
| 3 | $277,485 | $57,868 | $335,353 |
| 4 | $369,979 | $106,638 | $476,617 |
| 5 | $462,474 | $173,323 | $635,797 |
| 6 | $554,969 | $260,196 | $815,165 |
| 7 | $647,464 | $369,818 | $1,017,282 |
| 8 | $739,959 | $505,073 | $1,245,032 |
| 9 | $832,454 | $669,212 | $1,501,666 |
| 10 | $924,949 | $865,899 | $1,790,848 |
Frequently Asked Questions
How the Numbers Are Calculated
The Goal Calculator solves the standard SIP future value formula in reverse: instead of projecting what a fixed periodic contribution grows into, it works out the contribution needed to grow into your target amount.
If Adjust for Inflation is on, your target amount is first inflated forward from today's value to its future value at the end of the tenure using your expected inflation rate, so the corpus being solved for reflects what your goal will actually cost by then.
Future value of target
Target(future) = Target(today) × (1 + Inflation)^Tenure
Required monthly investment
Target(future) = P × [((1+i)^n − 1) / i] × (1+i), solved for P — i = monthly rate, n = months
Required yearly investment
Target(future) = P × [((1+i)^n − 1) / i] × (1+i), solved for P — i = annual rate, n = years
- Only the tile matching your selected Frequency of Investment (Monthly or Yearly) is solved directly from the compounding formula; the other two are simple ×12/÷12/÷52 conversions of it, shown for convenience.
- Contributions are assumed to be made at the start of each period (annuity due), compounded at the same frequency as the investment.
- All figures are estimates that assume a constant rate of return and inflation for the entire tenure; they are rounded only at the point they are displayed.